Financial Soundness

The solvency margin ratio is one of the indicators used by the supervising administrative agency to ascertain the extent to which an insurance company can meet payment obligations in the event risks exceed the normally anticipated level.
In Japan, a new economic value-based solvency regulation was introduced as of the end of March 2026.
A solvency margin ratio exceeding 100% is an indication that an insurance company has met the standards for general financial stability.